01
No hype. No fake guarantees.
We will not promise deletions, score jumps, or unrealistic timelines just to win a signup.
Trust
Clear terms. Honest limits. No empty promises.
We earn trust by telling you exactly what the service does, what it costs, and what still depends on you and the bureaus.
Quick takeIf a dispute platform sounds too good to be true, it probably is.
What We Promise
Four commitments, kept in plain sight.
You stay in control of every document, fact, and dispute reason before anything is mailed or billed.
02
Nothing gets used without your approval
AI helps organize the paperwork, but you still review the details and choose the reason before a dispute document is created.
03
Your documents stay tied to the case
Uploads, summaries, key facts, and saved drafts stay connected so you can always see what each dispute relied on.
04
No surprises at checkout
Plans, the 7-day free trial, and mailing charges are explained before you activate billing.
What We Disclose Up Front
Three things we always say out loud.
Upfront pricing
Monthly plans include a 7-day free trial, then renew automatically unless you cancel before the renewal date.
You approve every fact
AI organizes the paperwork, but you review the details, approve the facts, and choose the dispute reason.
No outcome guarantees
We do not promise deletions, timelines, or score jumps we do not control.
Open the File
Start free. Verify the facts before you pay for a letter.
Upload the reports, collection letters, and statements now. Turn on billing only when you want a prepared dispute document or monthly tracking for repeat rounds.
Customer approval
You review the facts before anything is turned into a dispute document.
Flexible billing
Start free, then activate one-time or monthly help only when you need it.
Built for repeat rounds
Keep each bureau reason and 30-day window tied to the same case file.