01
Read the file once, not five times
Balances, dates, statuses, and account details stay visible instead of disappearing into old PDFs and screenshots.
Balance$1,284.50
StatusCollection
Last update02/2026
DontPayDisputes
Self-Guided Credit Dispute Prep
Build the dispute file before you send the next letter.
Upload once. Verify the facts AI pulls out. Choose the right bureau reason. Track every 30-day round without rebuilding the case from scratch.
You approve every fact before a dispute document exists.
Equifax, Experian, and TransUnion stay in one case file.
Each 30-day round stays tied to the right history.
Live case viewCustomer approved
Case file
Portfolio Recovery
One file for the report, the collection letter, the approved facts, and the next valid bureau move.
Uploads4
Facts12
Rounds2
Documents in the fileReady for review
Latest credit report
Negative tradeline highlighted and tied to the same dispute file.
Collection letter
Saved with the collector name, balance, and the last activity date.
Past due statement
Used to confirm the account number, amount, and reporting history.
Key facts at a glance
Balance mismatchAccount opened 03/2019Status: collectionLast update 02/2026
Next step
Keep the next round attached to the same case.
Customer review
Facts approved before any dispute text is created.
Selected reason
Experian: debt not verified.
Next window
April 9 mail date keeps the 30-day follow-up visible.
Keep your letters, notes, and follow-up dates in one place instead of juggling separate files.
Why It Feels Better
One calm file instead of five disconnected documents.
Keep everything in one clear workspace so you can see what has been sent, what is pending, and what to do next.
02
Keep the whole case in one calm workspace
Uploads, summaries, generated documents, bureau reasons, and follow-up notes stay attached to the same creditor file.
Uploads4
Facts approved12
Rounds active2
03
Make the next move with clear limits
Review the facts, choose the bureau reason, and understand the billing before you activate anything paid.
ReasonDebt not verified
MailedApr 9
Next window30 days
How It Works
A four-step dispute rhythm you can revisit.
Gather the paperwork, verify the facts, choose the reason, and keep the next response window visible.
See full process01Step 01
Upload the paperwork you already have
Start with the paperwork already sitting in your inbox, drawer, or camera roll. Upload your credit report, collection letters, statements, and bureau mail into one case.
Upload to case4 files
Drop PDFs, photos, or screenshots
credit-report.pdf
collection-letter.jpg
statement.pdf
02Step 02
Review the facts AI pulls out
Instead of reading every line by hand, you get a clean summary of creditor names, balances, dates, statuses, and other facts you can verify quickly.
Facts pulled out12 items
CreditorPortfolio Recovery
Balance$1,284.50
Opened03/2019
StatusCollection
Approved by you before any letter
03Step 03
Choose the right reason for that bureau
Pick the bureau-approved dispute reason that best matches your situation, from debt verification to inaccurate balance, missing information, and more.
Bureau reason
TU
EQ
EX
Debt not verified
Inaccurate balance
Not mine
04Step 04
Stay ready for the next 30 days
Know what was sent, when it was sent, and what comes next if the bureau or creditor does not respond or you need another round.
Round timeline
Apr 9Mailed
Apr 14Bureau received
May 9Response window
May 10Next round ready
Pricing Snapshot
Organize first. Pay only when you need a letter.
Activate a one-time document or a monthly plan only when you are ready to send.
One-Time
$10.00/ doc
One prepared dispute document
No subscription required.
Starter
$10.00/ mo
2 docs / month
Best for one or two active negative items at a time.
PopularChoose Growth
Growth
$25.00/ mo
6 docs / month
Best value for customers handling multiple accounts across bureaus.
Pro
$40.00/ mo
18 docs / month
Best for larger files that need frequent new dispute rounds.
Free trial: Every monthly plan includes a 7-day free trial before billing starts.
One-time option: Only need one prepared dispute letter? Use the one-time document instead of a subscription.
Mailing: Print-and-mail stays optional and is billed only when you ask us to send a bureau letter.
Open the File
Start free. Verify the facts before you pay for a letter.
Upload the reports, collection letters, and statements now. Turn on billing only when you want a prepared dispute document or monthly tracking for repeat rounds.
Customer approval
You review the facts before anything is turned into a dispute document.
Flexible billing
Start free, then activate one-time or monthly help only when you need it.
Built for repeat rounds
Keep each bureau reason and 30-day window tied to the same case file.