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DontPayDisputes

Product

Everything you need to prepare, track, and follow up on disputes.

If you are tired of juggling screenshots, letters, bureau notes, and old PDFs, DontPayDisputes brings the whole case together in one clean dashboard.

Start my first caseSee pricing
Quick takeThe product is built to save time, reduce guesswork, and help you stay organized every time you challenge a negative item.

1

Dashboard

Every upload, fact, and follow-up in one place

4

Workflow steps

Upload, verify, choose a reason, send

30

Day rhythm

Built for repeat rounds, not one-shots

$10

One-time

Or a monthly plan when you need more

A guided tour

Four features that keep every dispute moving.

Each one solves a specific problem you hit when disputing credit items on your own.

01File room

One place for every file, fact, and follow-up

Stop bouncing between screenshots, letters, PDFs, and notes. Your full dispute file stays organized from the first upload to the final response.

  • Credit reports, collection notices, statements, and bureau mail live together
  • Every upload keeps its own summary and key facts
  • No more hunting through old files to remember what happened

Case · File Room

3 files

Equifax_Report.pdf

8 pages · 3 tradelines

MCM_Collection.jpg

Collection notice · Apr 02

Chase_Statement.pdf

Statement · Mar

Drop the next document
02AI extraction

AI summaries you can actually use

Complicated credit paperwork gets turned into simple, readable facts so you can make decisions faster and with more confidence.

  • Creditor names, balances, dates, and statuses surfaced automatically
  • Review and correct anything before it is used
  • You stay in control of every fact behind the dispute

Extracted Facts

AI

Creditor

Midland Credit Mgmt

Balance

$1,248.00

Opened

Feb 2023

Status

In collection

You review everything before it is used
0330-day rhythm

Built for repeat dispute rounds

Because credit bureaus limit how often the same reason can be used, the dashboard helps you move methodically from one valid reason to the next.

  • Track used reasons by bureau
  • Keep every 30-day follow-up organized
  • Prepare the next round without starting from scratch

Dispute Rounds · Equifax

30-day cadence

Round 1

Sent

Not mine

Round 2

Awaiting

Incorrect balance

Round 3

Draft

Re-age violation

04Pricing

Flexible support as your case grows

Start small when you only need one clean dispute document, or move to a monthly plan when you want ongoing prep and tracking.

  • $10 for a one-time dispute document
  • Monthly plans from $10.00 to $40.00
  • Add print-and-mail only when you want help sending it

Flexible options

No contract

One document

One-time

$10

Starter

per month

$19

Pro

per month

$39

Add print-and-mail only when you need it

Built to help, not to hype

We help prepare the dispute. You stay in control.

No promises we can't keep, no auto-submitting, no pressure to spend more than you need.

Principle

We help you prepare. We do not promise results.

No honest dispute platform can guarantee deletions, score increases, or response times that it does not control.

Principle

You stay in control of every claim

You review the facts, approve the details, and choose the dispute reason before anything is turned into a document.

Principle

Every round stays documented

Reasons, uploads, summaries, and status updates stay attached so you always know what has already been used and what should happen next.

Principle

Pricing is upfront

You can review the 7-day free trial, monthly plans, and mailing charges before you spend anything.

Continue Reading

See how the process works and choose the plan that fits your case.

See How It WorksReview Pricing

Open the File

Start free. Verify the facts before you pay for a letter.

Upload the reports, collection letters, and statements now. Turn on billing only when you want a prepared dispute document or monthly tracking for repeat rounds.

Start freeSee pricing
Customer approval

You review the facts before anything is turned into a dispute document.

Flexible billing

Start free, then activate one-time or monthly help only when you need it.

Built for repeat rounds

Keep each bureau reason and 30-day window tied to the same case file.

PricingStart free